How to create a Household Budget and Save Money

Do you live paycheck to paycheck and often you ask yourself “Where does my money go every month?” ? Then it’s time to start creating a household budget and save money! The “How-to” below will explain step by step how

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Start living “with a budget” not necessarily “on a budget”

Do you budget your life? What I mean is, do you know exactly how much you are spending on all the categories of expenses? Groceries, mortgage, energy, entertainment, health, beauty? For a very long time, we had absolutely no idea!

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